Products offered: Non-standard Personal Auto
Coverages and Deductibles
Bodily Injury 25/50, 50/100, 100/300
Property Damage 25, 50
Medical Payments 1000, 2000, 5000
Physical Damage Deductibles 250, 500, 1000
Uninsured Motorist 25/50, 50/100, 100/300
Underinsured Motorist 50/100, 100/300
Will insure vehicles up to 30 years old, with physical damage on vehicles up to 20 years old
6 and 12 month policy terms available
Drivers aged 16-86 are eligible
Anti-Theft Device - 5% on Comprehensive Premium
Non-Owners 85%; State minimum limits only Full Coverage - Max 10%
Unique Renewal Discounts (Loss Free) - Increasing 6 mo-8 years. See UW Guidelines.
Multi-Car - Max 20% per vehicle
Prior Insurance (Transfer) - Max 15%; 6 months required with max 30 day lapse
Homeowners Discount - 5% applies if policy holder owns their own home/mobile home
Mature Driver - 5%; age 55 and up with defensive driver course certificate
Safe Driver - Max 10% applied to Liability (class 1 drivers)
