6 month term, except for policies with SR-22 filings
Limited Artisan and Business use (surcharged, see guidelines for eligibility)
The following violation based situations are ineligible:

- Drivers with more than two at fault accidents in the past 36 months.
- Drivers with more than two major violations in the past 36 months.
- Drivers with more than one DUI or Drug Related violation in the past 36 months.
- Drivers with more than four occurrences of any combination of violations in the past 36 months.

Accident Claim Free - Rated drivers are free of chargeable accidents.
Comm. Drivers License - Valid/active comm. drivers license, drive 15,000 per year for work, & has Commercial license for work.
Credit Zip Match - Zip matches credit score.
Defensive Driver - 55 years of age or older and has completed a defensive driving course (proof required).
Electronic Fund Transfer (EFT)/Auto Pay
Good Student Discount - Single between the age of 16-24, in school & has a valid U.S. license or permit, given for good grades B average or greater.
Homeowner Discount
Mobile Home Discount
In-Agency Discount - When the client is already a client of your agency and is being written with Stonegate. Proof of prior policy with your agency name on the Dec is required.
Paid in Full Discount
Multi-Car Discount
Go Paperless Discount - All policy documents will be received electronically.
Restricted Coverage Discount - When coverage is limited to only those listed on the policy.
Student Away at College Discount - Student is listed as a driver, but lives 100+ miles away at college and aged 16-24.