With an easy to use platform and strong financial and customer ratings, Stillwater provides home, renters, condo, umbrella, and BOP products.
Am Best “A-” Rating.
Easily quote & bind
Better Business Bureau “A+” Rating.
Excellent Customer Ratings
National Footprint
They have at least one product available in all states.
Key value propositions
Products offered*: Property (Home, Dwelling, Renters, Condo), Umbrella, BOP
Sweet spot
Property
- Up to 750k Coverage A
- Newer build or homes with updates
Umbrella
- Underlying Auto liability is 250/500/100k and underlying home is 300k
BOP
- Low to Moderate risk smaller businesses, including
1. Offices of professionals – agents, attorneys, consultants, financial pros
2. Lessors – commercial properties only – non-residential
3. Medical offices – dentists, doctors, veterinarians
4. Wellness – counselors, therapists
5. Retailers – clothing, furnishings, supplies
6. Restaurants –limited cooking to fine dining (No building coverage)
7. Houses of worship – chapels, churches, synagogues
8. Services – beauticians, nail salons, photographers, cleaning services…
9. Home-based business (without building coverage), kiosks, and booths
10. New business start-ups
This varies depending on the LOB, check the additional resources at the bottom of this page for more information
* product availability varies by state
Coverages & Deductibles
State availability
Product availability varies by state
~24 days
Appointment requested
Information submitted to Stillwater
Stillwater to review
Stillwater Representatives contacts agent
~3-5 days
~1-2 days
~7-10 days
Stillwater Representative submits agent for appointment
~7 days
If you qualify for appointment with Stillwater, review the Appointment Process below:
Learn more about our Bind with Agentero Program here or contact your Agency Development Manager to find out how you can quote with our rater and bind Stillwater with our underwriting team.
If Stillwater does not appear on your appointments tab, check out our Bind with Agentero program!
Integrations
Agentero integrations
Raters & downloads
Contact
New Business Property
underwriting@stillwater.com
1-800-849-6140
1-866-290-2667
Service & Endorsements
ins@stillwater.com
1-800-849-6140
1-866-877-6355
Commercial
Commercial@stillwater.com
1-855-712-4114
1-866-300-8027
Umbrella Service and Endorsements
umbrella@stillwater.com
1-800-849-6140
1-855-209-7821
Payments
Payments@stillwater.com
1-800-849-6140
1-904-997-7543
Report a New Claim
LossNotices@stillwater.com
1-800-220-1351
All Other Claims Service
Claims@stillwater.com
1-800-220-1351
1-800-491-7683
Property Inspections
Inspections@stillwater.com
1-800-849-6140
1-866-877-6366
Rating
Am Best “A-” Excellent
Demotech “A” Rating
More info
AMBest Rating: A-
Financial Strength Rating