With an easy to use platform and strong financial and customer ratings, Stillwater provides home, renters, condo, umbrella, and BOP products.

Go to carrier portal

Am Best “A-” Rating.

Easily quote & bind

Better Business Bureau “A+” Rating.

Excellent Customer Ratings

National Footprint

They have at least one product available in all states.

Key value propositions

Products offered*: Property (Home, Dwelling, Renters, Condo), Umbrella, BOP

Sweet spot

Property
- Up to 750k Coverage A
- Newer build or homes with updates

Umbrella
- Underlying Auto liability is 250/500/100k and underlying home is 300k

BOP
- Low to Moderate risk smaller businesses, including
1. Offices of professionals – agents, attorneys, consultants, financial pros
2. Lessors – commercial properties only – non-residential
3. Medical offices – dentists, doctors, veterinarians
4. Wellness – counselors, therapists
5. Retailers – clothing, furnishings, supplies
6. Restaurants –limited cooking to fine dining (No building coverage)
7. Houses of worship – chapels, churches, synagogues
 8. Services – beauticians, nail salons, photographers, cleaning services…
   9. Home-based business (without building coverage), kiosks, and booths
   10. New business start-ups

This varies depending on the LOB, check the additional resources at the bottom of this page for more information


* product availability varies by state

Coverages & Deductibles

State availability

Product availability varies by state

~24 days

Appointment requested

Information submitted to Stillwater

Stillwater to review

Stillwater Representatives contacts agent

~3-5 days

~1-2 days

~7-10 days

Stillwater Representative submits agent for appointment

~7 days

If you qualify for appointment with Stillwater, review the Appointment Process below:

Learn more about our Bind with Agentero Program here or contact your Agency Development Manager to find out how you can quote with our rater and bind Stillwater with our underwriting team.

If Stillwater does not appear on your appointments tab, check out our Bind with Agentero program!

Integrations

Agentero integrations

Agentero’s Rater

Available on most other rating platforms

Raters & downloads

Contact

New Business Property
underwriting@stillwater.com
1-800-849-6140
1-866-290-2667


Service & Endorsements
ins@stillwater.com
1-800-849-6140
1-866-877-6355


Commercial
Commercial@stillwater.com
1-855-712-4114
1-866-300-8027


Umbrella Service and Endorsements
umbrella@stillwater.com
1-800-849-6140
1-855-209-7821


Payments
Payments@stillwater.com

1-800-849-6140
1-904-997-7543

Report a New Claim

LossNotices@stillwater.com
1-800-220-1351


All Other Claims Service
Claims@stillwater.com
1-800-220-1351
1-800-491-7683


Property Inspections
Inspections@stillwater.com
1-800-849-6140
1-866-877-6366


Rating
Am Best “A-” Excellent
Demotech “A” Rating

More info

AMBest Rating: A-

Financial Strength Rating