Root Auto Insurance is a digital insurance company that uses technology, to offer personalized car insurance rates. Founded in 2015, Root aims to provide fairer pricing by basing premiums primarily on driving behavior rather than traditional factors like credit scores or demographics.

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Root Insurance is actively lowering rates, making them a strong contender in the market.

Competitive rates

Agents can easily obtain fast, direct quotes, streamlining the process.

Quick Direct Quotes

Superior Customer Experience

Customers benefit from an enhanced experience through a user-friendly app and responsive phone support.

Key value propositions

Products offered: Personal Auto

Underwriting

They vary by state, so we encourage you to read the specifics at the end of this page.

Competive for broad range of personal auto risks

Customer’s that want to manage their auto policies with the top of the line Root mobile app

Generous discount for customers that pay the premium in full

Sweet spot

Discounts

Multi-Car

Paid in Full

Please check underwriting guidelines for discounts available in each state

Coverages and Deductibles

Bi limits available: Depends on state

Property Damage: Depends on state

Medical Payments: 500, 1000, 2000, 5000

Physical Damage - Comprehensive Collision deductibles: 100, 250, 500, & 1000

For policyholders who have opted in to the Safe Rider program:

State availability

Appointment process

~7 days

Form submitted

Credentials sent

~6-7 days

Integrations

Commission statements

Agentero integrations

Agentero’s Rater
More coming soon…

Comparative raters

How to quote and bind with Root

Root Insurance: Independent Agent Training

Password: root

More info

Claims

File your claim 24/7 in the app or online.

New claims: 866-980-9431

Existing claims: 866-489-1985

Additional resources

Root Insurance: Independent Agent Training

Password: root