Pathpoint is the fastest place to get instant, bindable small commercial E&S quotes from multiple A-rated markets. Their robust technology allows you to quote hard-to-place risks in less time and with less effort.
Submit to quote in as little as 7 minutes and receive an instant response, 24/7.
Instant quotes
Submit once to access multiple A-rated markets. Manage your accounts on our user-friendly platform.
Easy-to-use self-service platform
ACORD generator
Download a pre-filled ACORD form when you submit an account; if Pathpoint can’t place your risk, you now have an ACORD ready to take to another wholesaler.
Key value propositions
Products offered: General Liability, Commercial Property Package (General Liability and Property), Excess Casualty, Cyber Liability
Contractor
Lessor's Risk
Vacant Buildings and Land
Restaurants
Monoline Property
Monoline Coastal property with Wind
Cyber
Sweet spots
It varies depending on the LOB, check the additional resources at the bottom of this page for more information
Coverages and Deductibles
Underwriting
Contractors
- GL limits up to $1M/$2M
- Excess Liability up to $5M
- Up to $500K in payroll and $3M in revenue
Property
- TIV - up to $3M per location and $5M per policy
- Construction year as early as 1850, <1900 requires system upgrades within the last 30 years
- Wind available nationwide with 2-5% minimum deductibles depending on location and distance from coast
Restaurants
- Alcohol sales up to 75% of total sales
- Pathpoint does not offer liquor liability (but they write risks that have standalone liquor liability)
Manufacturing
-Over 450 products for beauty, beverages, candles, clothing, cosmetics, dental, food, leather/artificial goods, skincare, and shoes
-Annual revenue up to $5M
-New ventures
-Commercial manufacturing
-Contract manufacturing
-Home-based business
- Pathpoint is offering the following limits:
- Per Occurrence: $1,000,000
- General Aggregate: $2,000,000
- Products/Completed Operations Aggregate: $2,000,000
State availability
Coverage may vary depending on LOB
Appointment process
~1-2 days
Request appointment
Information submitted to Pathpoint
~1-2 days
Email sent to agent to register for access
Integrations
Agentero integrations
Bold Penguin - Currently Contractors (GL), Lessor's Risk (GL + Property, Vacant Buildings (GL + Property), Vacant Land (GL), and Restaurants (GL + Property) available on Bold Penguin; Monoline Property, Excess Liability and Cyber Liability must be obtained directly from Pathpoint.
Comparative raters
How to quote on carrier portal
More info
Underwriting
General Support
support@pathpoint.com or use Pathpoint’s live chat feature on Pathpoint.com