Pathpoint is the fastest place to get instant, bindable small commercial E&S quotes from multiple A-rated markets. Their robust technology allows you to quote hard-to-place risks in less time and with less effort.

Go to carrier portal

Submit to quote in as little as 7 minutes and receive an instant response, 24/7.

Instant quotes

Submit once to access multiple A-rated markets. Manage your accounts on our user-friendly platform.

Easy-to-use self-service platform

ACORD generator

Download a pre-filled ACORD form when you submit an account; if Pathpoint can’t place your risk, you now have an ACORD ready to take to another wholesaler.

Key value propositions

Products offered: General Liability, Commercial Property Package (General Liability and Property), Excess Casualty, Cyber Liability

Contractor

Lessor's Risk

Vacant Buildings and Land

Restaurants

Monoline Property
Monoline Coastal property with Wind

Cyber

Sweet spots

It varies depending on the LOB, check the additional resources at the bottom of this page for more information

Coverages and Deductibles

Underwriting

Contractors
- GL limits up to $1M/$2M
- Excess Liability up to $5M
- Up to $500K in payroll and $3M in revenue

Property
- TIV - up to $3M per location and $5M per policy
- Construction year as early as 1850, <1900 requires system upgrades within the last 30 years
- Wind available nationwide with 2-5% minimum deductibles depending on location and distance from coast

Restaurants

- Alcohol sales up to 75% of total sales

- Pathpoint does not offer liquor liability (but they write risks that have standalone liquor liability)


Manufacturing

-Over 450 products for beauty, beverages, candles, clothing, cosmetics, dental, food, leather/artificial goods, skincare, and shoes

-Annual revenue up to $5M

-New ventures

-Commercial manufacturing

-Contract manufacturing

-Home-based business
- Pathpoint is offering the following limits:

- Per Occurrence: $1,000,000

- General Aggregate: $2,000,000

- Products/Completed Operations Aggregate: $2,000,000

State availability

Coverage may vary depending on LOB

Appointment process

~1-2 days

Request appointment

Information submitted to Pathpoint

~1-2 days

Email sent to agent to register for access

Integrations

Agentero integrations

Bold Penguin - Currently Contractors (GL), Lessor's Risk (GL + Property, Vacant Buildings (GL + Property), Vacant Land (GL), and Restaurants (GL + Property) available on Bold Penguin; Monoline Property, Excess Liability and Cyber Liability must be obtained directly from Pathpoint.

Comparative raters

How to quote on carrier portal

More info

Underwriting

General Support

support@pathpoint.com or use Pathpoint’s live chat feature on Pathpoint.com