Products offered: Homeowners, Home, & Electronics Protection
Coverages and Deductibles
Coverage A Appetite: Min =$200,000 Max = $1,000,000
Max Total Insured Value (TIV) = $2,000,000
Extended Replacement Cost Option @125%
Admitted: AL, GA, IN, MS
Coastal exposures eligible, however, some Barrier Island restrictions apply in AL, MS, NC & GA
No credit scoring in Non-Admitted states
PC 1-9 are eligible
Home must be owner occupied, no vacant homes or rentals
Discounts may vary by state
Home Buyer – New Business (within 12 months of eff. Date) Renewals- Yrs. 1, 2 &3
Auto Companion – (Your agency has their auto policy)
Loss Free – 3 years all losses totaled are less than $500
Affinity - Military / First Responder (Active or Retired)
Golden Age (60 or older)
Protective Device – Secured Community and Many More
Fortified Homes for Safer Living Discounts (FFSLS)
- New Construction Compliant – FFSLS – Bronze / Silver / Gold
- Retrofitted Existing Homes – Bronze / Silver / Gold
2006 or later IRC Bldg. Code as amended- Homes built 2007 and newer meeting all protection requirements
Tankless Water Heater
Tree Free Yard
E-Policy
