Openly offers premium coverage, including features such as guaranteed replacement cost, open perils contents coverage and higher available water backup limits. Openly’s modern quoting platform provides agents accurate insurance quotes in less than 15 seconds.
With just 3 questions and 20 seconds, a bindable rate can be generated.
Easy quoting process
Single click eSign and agent driven user interface.
Simple policy fulfillment
Better coverage
Guaranteed replacement up to $5 million on every policy.
Key value propositions
Products offered: Homeowners and Landlord
Overview
Customizable property products meant for mid to high value residences with replacement cost between $200,000 and $3 million.
Enhanced ISO HO-5 for primary and secondary residences. Modified HO-3 contract for rental properties.
Sweet spot
$400K to $1.5 M
Top 30% credit score
No losses
$200K to $3M
Dogs with no bite history (breed doesn't matter)
Pools with/without fencing accepted
Diving boards are accepted
Trampolines with/without netting accepted
Underwriting
Ability to customize coverages or take standard levels
Other structures, personal property, loss of use, liability (up to $1M)
Coverages
Flat dollar deductibles (including coastal counties)
Deductibles
Discount provided for bundling with auto in the agency. Openly pairs well with Progressive and Safeco Auto.
Discounts
State availability
Appointment process
6-10 days
Form submitted
Openly reachout (call)
Background check email from Verified First
Completed background check
Appointment email
(same day submitted to carrier)
1-3 days
24 hrs after talking with Openly
3-5 days after completing Verified First form
Within 1 day of completing background check
Integrations
Agentero integrations
EZLynx
IVANS
Raters & downloads
How to quote on carrier portal
More info
Underwriting
Rock Ridge Insurance Company, AM Best Rating A-
Claims handling
Outsourced to Crawford
Report claims to: (888) 808-4842 or claims@openly.com
Lower Value Pure, Chubb, Nationwide, Safeco and Travelers
Competitors
Email: service@openly.com
Servicing details