Using modern technology and advanced pricing models, Openly enables you to quote and bind one of the most comprehensive property insurance policies on the market in minutes.

Learn more

With just 3 questions and 20 seconds, a bindable rate can be generated.

Easy quoting process

Single click eSign and agent driven user interface.

Simple policy fulfillment

Better coverage

Guaranteed replacement up to $5 million on every policy.

Key value propositions

Products offered: Homeowners and Landlord

Overview

Customizable property products meant for mid to high value residences with replacement cost between $450,000 and $3 million.

Enhanced ISO HO-5 for primary and secondary residences. Modified HO-3 contract for rental properties.

Sweet spot

$600K to $1.5 M

Top 30% credit score

No losses

Appetite and Underwriting Guide

$450K to $3M

No Multi-family, mobile/manufactured, log/timber, or homes on stilts or piers

Dogs with no bite history (no restricted list)

Will consider unfenced trampolines and pools

Underwriting

Ability to customize coverages or take standard levels

Other structures, personal property, loss of use, liability (up to $1M)

Coverages

Flat dollar deductibles (including coastal counties)

Deductibles

Discount provided for bundling with auto in the agency. Openly pairs well with Progressive and Safeco Auto.

Discounts

State availability

~25 days

Appointment requested

Appointment review

Openly reaches out for an intro call

Openly runs a demo to agency

Action required from agency ~2 days

~17 days

~3 day

Additional files submission

Action required from agency

Final demo with Openly

Action required from agency ~2 days

Appointment email

~1 day

If you qualify for appointment with Openly, review the Appointment Process below:

If Openly does not appear on your appointments tab, check out our Bind with Agentero program!

Learn more about our Bind with Agentero Program here or contact your Agency Development Manager to find out how you can quote with our rater and bind Openly with our underwriting team.

Integrations

Appointment status

Commission statements

Quotes & quote proposal

Opportunities filter

Agentero integrations

EZLynx

IVANS

Agentero’s Rater

Raters & downloads

How to quote on carrier portal

More info

Underwriting

Rock Ridge Insurance Company, AM Best Rating A-

Claims handling

Outsourced to CrawfordReport claims to: (888) 808-4842 or claims@openly.com

Lower Value Pure, Chubb, Nationwide, Safeco and Travelers

Competitors

Email: service@openly.com

Servicing details

AMBest Rating: A-

Financial Strength Rating

Additional resources

Openly Agent Resources Page

EzLynx setup

EzLynx setup version 5

Openly Roadmap Video- 2024 and beyond

Why Openly, For Consumers