Neptune Flood is a preferred NFIP alternative flood insurance solution, offering an entirely digital quote and bind process. With a 2 minute quote to bind process, and offering greater coverage limits and additional coverage options, Neptune offers residential, commercial, and RCBAP products.

Just enter the property address and obtain a bindable quote in under 2 minutes.

Fast

No need for elevation certificates, photos, or replacement cost estimates. Neptune’s system and access to data make it easy for the agent and consumer to obtain flood insurance.

Simple

Comprehensive

Neptune provides Residential and Commercial flood options and a built in flood rejection form to help you protect yourself from E&O exposure while selling more flood insurance.

Key value propositions

Products offered: Residential Flood, Commercial Flood, and Parametric Earthquake coverage

Coverages and Deductibles

Coverage and deductibles may vary.

Residential Flood- Dwelling Coverage limits up to $4 million, contents up to $500,000, 10 day waiting period, and no Elevation certificate required!

Commercial Flood- Building Coverage limits up to $4 million, contents up to $500,000, Business interruption up to $50k, 10 day waiting period, and no Elevation certificate required

Will write Residential Condo Building Association Policy (RCBAP)

Parametric Earthquake coverage available

Underwriting

State availability