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Pay per mile insurance from Mile Auto is straightforward, easy to use and can save drivers up to 40%.

The less you drive, the more you save.

Pay for miles driven

Take a picture of the odometer and send it to Mile Auto once a month.

Simple

Transparency

Billing reflects actual miles driven.

Key value propositions

Product offered: Auto Insurance

Sweet spot

Annual Miles 14,000 or less

Urban persona who uses public transportation

More mature drivers with more vehicles than drivers in household

Ages 16+, call for drivers over 75 for quote

2 or less at fault accidents

No SR-22 filings

Underwriting

Max Bodily Injury Limit is $500K CSL (varies by state)

Accessory coverage available up to $4,000

Coverages

State availability

Appointment process

~21 days

Appointment requested

Background check

Training invitation sent to agency

Training Completed

~2 days

~15 days

Action required from agency

Files submission

~2 days

Appointment email

~2 days

Integrations

Appointment status

Commission statements

Opportunities filter

Agentero integrations

Agent Portal Training

How to quote, bind and submit the odometer count

More info

HO-4 Underwriting

Spinnaker - AM Best Rated A-

Claims handling

Call 888-645-3001 ext. 2

Servicing details

Call 888-645-3001 Ext 1

AMBest Rating: A

Financial Strength Rating

Additional resources

Quote Journey

AZ Underwriting Cheatsheet
FL Underwriting Cheatsheet

GA Underwriting Cheatsheet

OR Underwriting Cheatsheet

TX Underwriting Cheatsheet

TN Underwriting Cheatsheet

Video Resources and Training