LIO is a specialty commercial carrier, offering a wide variety of commercial insurance solutions via an all digital experience to specialty businesses across the US.

Go to carrier portal

A simple and intuitive application process that allows for straight-through processing on risks within appetite.

Fast applications

With over 300 eligible business classes and growing, LIO has a broad, but specialized appetite.

Broad but specialized

Agent and client focused

Trained specialists to handle your agency’s questions, and a simple, online claims process with live intake support.

Key value propositions

Products offered: Commercial Package, General Liability, Professional Liability, Commercial Property, Special Events, Specialty Commercial

Amateur Sports Insurance
- Comprehensive General Liability with Abuse Molestation Coverage
- Participant legal liability included
- Additional insured coverage for all your venues


Community Association Insurance
- Property managers covered and comprehensive property coverages
- Premier property enhancement to cover social engineering fraud, employee theft, and forgery or alteration
- Ability to include hired and non-owned auto and garage keepers legal liability


Professional liability insurance

- Blanket Additional Insured when required by contract

- Defense cost outside the limit

- Full priors acts available for eligible professions

- Minimum premiums as low as $500


Nonprofit Management Liability

- Wage & Hour coverage available

- True Worldwide coverage

- Broad definition to cover violent acts

- Defense costs don’t reduce the limits of liability


Nonprofit and Social Service Organizations

- Option to include Professional Liability of up to $2M/$4M

- Separate limit for Abuse and Molestation of up to $1M

- Crime Coverage included with Social Engineering Fraud sub-limit

- $1M Hired/Non-Owned Auto Coverage


Special Events

- Broad Eligibility including festivals, conferences, parades, concerts, and more

- Host Liquor included

- Automatic Waiver of Subrogation; No deductible

Underwriting

Coverage and deductibles vary by product and state.

Coverages and Deductibles

State availability

Appointment process

~8 days

Appointment requested

Files review and submission

Appointment review

~5 days

~2 days

Appointment email

~1 days

Integrations

Agentero integrations

Comparative raters

NA

How to quote and bind with LIO

More info

Claims contact:

Submit a claim online

Phone: 877-546-7155
Email: newclaimreport@lioinsurance.com
(new claims)
Email: claims@lioinsurance.com

(existing claims)

Phone- 877-546-7155

Agency/Client Support:

Financial Strength Rating

MGA representing carriers with A- or better AMBest ratings.

Package Lines (amateur sports, social service, fitness studio gyms)

West

Chad Koenig

Underwriting Specialist

Email: Chad.Koenig@LioInsurance.com

Mobile: 949.257.6523


Mountain West

Taylor DeSane, AINS

Underwriting Manager

Email: taylor.desane@lioinsurance.com

Mobile: 954.775.7448


East

Oskar Näsman, AU, ARM

Underwriter

Email: oskar.nasman@lioinsurance.com

Mobile: 610.209.9485


Nonprofit D&O/EPLI and miscellaneous Professional

West/Mountain West

Christopher Perry, CPCU, RPLU, ARM

Senior Underwriter

Email: christopher.perry@lioinsurance.com

Mobile: 916-541-7201


EastGavin McBrideAVP,

Underwriting

Email: gavin.mcbride@lioinsurance.com

Mobile: 443.465.7551

www.lioinsurance.com


Condo GL/ HOA (PUD/Single family associations)

West and Mountain West

Geoge Maguire

Email: George.Maguire@lioinsurance.com

Mobile: 484-844-3821


East

Michael Candelori

Underwriting Associate

Email: Michael.Candelori@lioinsurance.com

Mobile: +1.703.965.2785

Underwriting: