Property & Casualty Commission Schedule

Some carriers charges fees and are considered non-commissionable.

New Business: 14%
Renewal: 10%

Upfront

New Business: 9%
Renewal: 9%

Cyber

Workers' Compensation

New Business: 7%
Renewal: 7%

Upfront

Bind with Agentero (Wholesale)

New Business: 10.5%
Renewal: 10%

Upfront

New Business: 8%
Renewal: 6%

Upfront

New Business: 12%
Renewal: 3.5%

General Liability, Professional Liability, BOP and Umbrella

Workers' Compensation

New Business: 8%
Renewal: 3.5%

As earned

Sub-coded business (Aggregator)

New Business: 13%
Renewal: 11%

Upfront

Bind with Agentero (Wholesale)

Sub-coded business (Aggregator)

New Business: 8%
Renewal: 7%

As earned

Sub-coded business (Aggregator)

Bind with Agentero (Wholesale)

New Business: 5%
Renewal: 5%

Personal Auto, Commercial Auto

Personal Auto, Commercial Auto

New Business: 8%
Renewal: 6%

New Business: 6%
Renewal: 5%

New Business: 10%
Renewal: 10%

Clearcover Nonstandard (no proof of prior, lower than avg. credit score)

Clearcover Standard (continuously insured, lower than avg. credit score)

New Business: 13%
Renewal: 10%

Clearcover Preferred (continuously insured, higher than avg. credit score)

Upfront

New Business: 7.5%
Renewal: 5.5%

Bind with Agentero (Wholesale)

Clearcover Preferred (continuously insured, higher than avg. credit score)

New Business: 6%
Renewal: 5.5%

Clearcover Standard (continuously insured, lower than avg. credit score)

Clearcover Nonstandard (no proof of prior, lower than avg. credit score)

New Business: 4%
Renewal: 3%

Sub-coded business (Aggregator)

New Business: 12%
Renewal: 10%

Monoline General Liability

New Business: 9%
Renewal: 7%

Business Owners (BOP), Monoline Property

Upfront

New Business: 14%
Renewal: 10%

Life sciences

New Business: 9%
Renewal: 7%

WC – Premium $25,000 and less

New Business: 5%
Renewal: 5%

CNA WC – Premium between $25,000 and $50,000

New Business: 7%
Renewal: 7%

Commercial Auto

New Business: 10%
Renewal: 10%

Umbrella

New Business: 12%
Renewal: 10%

Monoline Equipment Breakdown

New Business: 10%
Renewal: 10%

E&O

New Business: 12%
Renewal: 10%

Management Liability

Sub-coded business (Aggregator)

Bind with Agentero (Wholesale)

New Business: 7.5%
Renewal: 5%

New Business: 9%
Renewal: 7.5%

New Business: 9.0%
Renewal: 7.5%

New Business: 6.5%
Renewal: 5%

New Business: 5%
Renewal: 5%

New Business: 3.75%
Renewal: 3.75%

Business Owners (BOP), Monoline Property

Monoline General Liability

Life sciences

WC – Premium $25,000 and less

CNA WC – Premium between $25,000 and $50,000

Commercial Auto

E&O

Umbrella, Monoline equipment, Management Liability

New Business: 7.5%
Renewal: 5%

New Business: 9%
Renewal: 9%

New Business: 12%
Renewal: 10%

GL, BOP, Prof. Liability

Upfront

Bind with Agentero (Wholesale)

Sub-coded business (Aggregator)

GL, BOP, Prof. Liability

New Business: 7.5%
Renewal: 7.5%

Workers' Compensation

New Business: 6%
Renewal: 6%

New Business: 10%
Renewal: 8%

Only CA without proof of prior

New Business: 6%
Renewal: 6%

All but CA without proof of prior

As earned

As earned

New Business: 12%
Renewal: 12%

Upfront

Sub-coded business (Aggregator)

Bind with Agentero (Wholesale)

New Business: 9%
Renewal: 9%

Upfront

New Business: 8%
Renewal: 7%

New Business: 9%
Renewal: 9%

As earned

Sub-coded business (Aggregator)

Bind with Agentero (Wholesale)

New Business: 6%
Renewal: 5.5%

As earned

Bind with Agentero (Wholesale)

New Business: 6%
Renewal: 5%

As earned

Sub-coded business (Aggregator)

Bind with Agentero (Wholesale)

New Business: 7.7%
Renewal: 6%

Commercial Mobile Home, Travel Trailer, Mobile Home, Motor Home, Motorcycle, Off Road Vehcles, Dwelling Fire and Homeowners, Family Boater, Marine

AL, GA, LA, MS, NC, SC, TX, VA – Commercial Mobile Home, Mobile Home

AL, LA, MS, SC, TX – Dwelling Fire and Homeowners

CA – Commercial Mobile Home, Mobile Home

MA – Off Road Vehicle, Snowmobile

TX – General Liability

New Business: 4.5%
Renewal: 4.5%

New Business: 6%
Renewal: 5%

New Business: 6%
Renewal: 5%

New Business: 5%
Renewal: 5%

New Business: 7.5%
Renewal: 6%

New Business: 4.5%
Renewal: 4.5%

CA – Dwelling Fire and Homeowners

Commercial Mobile Home, Travel Trailer, Mobile Home, Motor Home, Motorcycle, Off Road Vehcles, Dwelling Fire and Homeowners, Family Boater, Marine

New Business: 10%
Renewal:10%

AL, GA, LA, MS, NC, SC, TX, VA – Commercial Mobile Home, Mobile Home

AL, LA, MS, SC, TX – Dwelling Fire and Homeowners

New Business: 7%
Renewal: 7%

New Business: 7%
Renewal: 7%

CA – Commercial Mobile Home, Mobile Home

MA – Off Road Vehicle, Snowmobile

New Business: 7%
Renewal: 7%

New Business: 10%
Renewal: 8%

New Business: 10%
Renewal: 10%

New Business: 7%
Renewal: 7%

CA – Dwelling Fire and Homeowners

TX – General Liability

As earned

New Business: 5%
Renewal: 4%

Bind with Agentero (Wholesale)

New Business: 9%
Renewal: 8%

Sub-coded business (Aggregator)

New Business: 7%
Renewal: 7%

As earned

Bind with Agentero (Wholesale)

New Business: 10%
Renewal: 10%

BOP (coming soon)

Workers Compensation

New Business: 12%
Renewal: 10%

Renters

Rent Guarantee

New Business: 4.5%

As earned

As earned

New Business: 15%
Renewal: 10%

Upfront

New Business: 15%
Renewal: 12%

Upfront

New Business: 12%
Renewal: 12%

Schedule 1 (Risks not located in: Texas Counties of Brazoria, Collin, Dallas, Denton, Ellis, Fort Bend, Galveston, Harris, Johnson, Kaufman, Montgomery, Rockwall, and Tarrant as well as the entire states of Alabama, Colorado, Georgia, Iowa, Kansas, Missouri, Nebraska, Oklahoma, and South Carolina.)

Homeowners of America schedule 2 (areas excluded in schedule 1, above).

New Business: 12%
Renewal: 8%

As earned

As earned

New Business: 10%
Renewal: 8%

Sub-coded business (Aggregator)

Bind with Agentero (Wholesale)

New Business: 6%
Renewal: 6%

New Business: 10%
Renewal: 9%

Upfront

Bind with Agentero (Wholesale)

Sub-coded business (Aggregator)

New Business: 6%
Renewal: 5%

New Business: 10%
Renewal: 10%

As earned

New Business: 7.5%
Renewal: 5%

As earned

Bind with Agentero (Wholesale)

New Business: 10%
Renewal: 9%

General Liability, Professional Liability, Commercial Property, Commercial Auto and Inland Marine

Workers' Compensation

New Business: 7%
Renewal: 7%

As earned

New Business: 12%
Renewal: 12%

Property and Liability Insurance

Renter’s insurance

New Business: 12%
Renewal: 12%

Upfront

New Business: 8%
Renewal: 8%

Builder’s risk insurance

New Business: 10%
Renewal: 10%

Flood Insurance (non-underwritten)

New Business: 12%+Variable
Renewal: 12%

Upfront

Sub-coded business (Aggregator)

New Business: 7%
Renewal: 7%

Bind with Agentero (Wholesale)

New Business: 10%
Renewal: 10%

Upfront

New Business: 12%
Renewal: 10%

Upfront

Commercial Auto

New Business: 11%
Renewal: 11%

Workers' Compensation

New Business: 11%
Renewal: 11%

As earned

As earned

Bind with Agentero (Wholesale)

New Business: 6%
Renewal: 5%

Home

New Business: 7.5%
Renewal: 7.5%

Auto

As earned

Bind with Agentero (Wholesale)

New Business: 5.5%
Renewal: 4.5%

Home

New Business: 7%
Renewal: 7%

Auto

New Business: 11%
Renewal: 10%

As earned

New Business: 11%
Renewal: 10%

Auto

Homeowners

Earthquake

Excess Liability

Dwelling Fire, Boat Owners, Business Owners (BOP), Renters and Umbrella

New Business: 12%
Renewal: 12%

New Business: 8%
Renewal: 8%

New Business: 12%
Renewal: 9%

New Business: 12%
Renewal: 11%

Upfront

Bind with Agentero (Wholesale)

Sub-coded business (Aggregator)

New Business: 7.5%
Renewal: 6%

Auto

Dwelling Fire, Business Owners (BOP), Renters, Homeowners

New Business: 7.5%
Renewal: 7.5%

Umbrella

New Business: 7.5%

Upfront

New Business: 12%

General Liability

Business Owners

New Business: 12%
Renewal: 12%

Worker's Compensation

New Business: 10%

New Business: 4%

Special Events

As earned

Bind with Agentero (Wholesale)

New Business: 5.25%
Renewal: 4.25%

Home

New Business: 6.75%
Renewal: 4.25%

Auto

New Business: 10%
Renewal: 10%

Businessowners Policy, Businessowners Habitational Policy, Commercial Umbrella, Contractors Package, Crime and Fidelity, Data Compromise/Identity Recovery Coverage *, Employment Practices Liability Insurance Coverage *, Farm, General Liability, Property (including Inland Marine), All Other Coverages not listed above

New Business: 10%
Renewal: 8%

New Business: 5%
Renewal: 5%

New Business: 8%
Renewal: 8%

As Earned

Bind with Agentero (Wholesale)

Sub-coded business (Aggregator)

Apartment / Habitational Package (Non-BOP)

Commercial Auto

Workers Compensation

New Business: 7%
Renewal: 6%

Businessowners Policy, Commercial Umbrella, Contractors Package, Crime and Fidelity, Data Compromise/Identity Recovery Coverage *, Employment Practices Liability Insurance Coverage *, Farm, General Liability, Property (including Inland Marine), All Other Coverages not listed above

New Business: 6%
Renewal: 6%

New Business: 3,5%
Renewal: 3,5%

New Business: 5%
Renewal: 5%

Apartment / Habitational Package (Non-BOP)

Commercial Auto, Businessowners Habitational Policy

Workers Compensation

Life Commission Schedule

Some carriers charges fees and are considered non-commissionable.

Year 1: 85%

Term

Simplified Issued Term Life

Guaranteed Acceptance Whole Life

Year 1: 68%

Year 1: 50%

As earned

Year 1: 75%

Upfront

Year 1: 90%

Upfront

Life Referral Fees

Referral Fee: $30.00

Referral Fee per Qualified Lead: $30.00

Referral Fee: $30.00