Hippo insurance is a property insurance company, offering a tech driven approach utilizing data to offer competitive pricing. Hippo provides complimentary smart home devices to clients for protecting against risk.

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Quotes in about 30 seconds and policies in under 4 minutes.

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All Hippo partners are rated "A-Excellent" by A.M. Best.

A-rated partners

Smart home program

Complimentary smart home kit to prevent risks, like smoke, water damage, and more.

Key value propositions

Products offered: Homeowners

Overview

Homeowners HO-3- single family owner occupied; multi-family (up to four units) owner must live in one of the units; secondary/seasonal (primary home with Hippo not required)

Rental properties DP-3, up to 10 policies per owner, LLC acceptable

Condo HO-6, owner occupied, condo rented to others

Ineligible

Unconventional homes: mobile home, manufactured home, log homes, farms, built on water, built on stilts, listed on historic registry

No vacant

No under course of construction

No flip homes

No knob & tube wiring or fuses

No galvanize/cast iron or polybutylene plumbing

Coverage A up to $1.25 M

No age restriction

PC 9 &10 up to $500K

Pools/Trampolines accepted

Dog exclusion form for bite history

Underwriting

Shingle, wood and flat roofs are replacement cost value at 14 years and newer; 15+ years are ACV

Metal and tile roofs are replacement cost value at 24 years and newer; 25+ years are ACV

Coverages

Flat and percentage

Deductibles

Smart home kit discount when activated

Discounts

State availability

Currently not receiving new appointments, agencies appointed can still write business in these states

Appointment process

~21 days

Appointment requested

Appointment review

Files review and submission

Hippo initial screening

~2 days

~3 days

~3 day

Hippo reaches out for an intro call

Action required from agency ~12 days

Appointment email

~1 days

Integrations

Appointment status

Commission statements

Quotes & quote proposal

Opportunities filter

Quote API

Agentero integrations

EZLynx

ITC Turbo Rater

PL Rater (some states)

Raters & downloads

How to quote on carrier portal

More info

Underwriting

Spinnaker Insurance Company or Topa

Claims handling

In house, located in Austin, TX
Call: 855-999-9746

Hartford, Safeco, Travelers

Competitors

Phone: 650-426-0546

Email: agentsupport@myhippo.com

Chat

Portal: In policy tab; left navigation +start endorsement

Servicing details

Additional resources

How Hippo helps

Post bind

Endorsing