Product offered: Personal Auto
Non-standard risks
Adverse driving history (DUI Conviction, tickets/accidents)
Drivers with suspended, expired, or foreign licenses
Coverage for older model vehicles
Drivers that require SR-22s
Click the appropriate state abbreviation to review detailed guidelines by state:
AL, AR, AZ, FL, GA, IL, IN, MD, MO, MS, NM, OH, OK, OR, SC, TN, TX, UT, VA, WI
A non-standard personal auto product
Named insured must be age 18 or over
Vehicles must be garaged at the applicant's address for more than 10 months
No vehicles with GVW above 10,000 lbs and horsepower above 400 HP (verifiable through VIN during the quote process)
No physical damage coverage for vehicles above a depreciated base price greater than $40k-$55k (depending on the state)
No physical damage coverage for vehicles older than 30 years (depending on state)
Rideshare is ineligible
No vehicles with business or artisan use
Liability limits - State minimum only
Physical Damage coverage is available
Rental & Towing coverage is available
Can be added to policies without Comprehensive and Collision (varies by state)
Named Non-Owners Policies available
SR-22 Filings available
$250 - $2,000 (Split deductible availability varies depending on the state)
Agency internal transfer (client's prior auto policy was written by the same agency
Prior Coverage
- Must have been in effect for at least 120 days during the last 6 months preceding the policy effective date.
- Lapse totaling up to 60 days during the 6-month time period is allowed
Military discount (varies by state)
Homeowner Discount
Auto Pay discount
Paid-in-full discount
Renewal discount
Advanced purchase discount
- Must be bound at least 1 day before the effective date of the policy
Safe driver discount)
