Cover uses modern technology to provide competitive auto insurance rates with low down payment options to a broad spectrum of drivers. Cover offers easy to use technology and a paperless workflow. Cover customers can view coverage, make payments and file a claim from the Cover App.
e-Sign and customer payment setup with single-click, agent-driven interface.
Simple Policy Fulfillment
Multi policy (within agency), occupation/education, good student, and many more.
Discounts Available
Ease of Use
Intuitive technology that your staff will enjoy using an instant issue policies and ID Cards.
Key value propositions
Products offered: Auto Insurance
Sweet spot
Mid market
Younger or mature drivers
Multi-car
Losses ok
Max BI limit $100/300
Foreign licenses accepted with 3+ years of driving experience; 21 years of age
No SR-22 filings
No suspended licenses
Underwriting
Standard coverage
Coverage does not extend to rental cars
Discounts for length of prior insurance
Coverages
As low as $50; max $5000
Deductibles
State availability
Appointment process
3-6 days
Form submitted
Submitted for Background Check
Appointment email
Same day submitted to carrier
1-3 days from submission
2-3 days after background check
Integrations
Agentero integrations
EZLynx
Raters & downloads
How to quote on carrier portal
More info
Underwriting
Redpoint County Mutual Insurance Company - AM Best Rated A
Claims handling
Outsourced - Littlton Group in TX
Progressive, Dairyland, Nationwide, Safeco, Travelers
Competitors
Portal: Click on policy; click on endorse (blue link on right)
Email: advisorsupport@cover.com
Phone: 1-833-922-2203
Servicing details
Additional resources
TBC
TBC