100% digital underwriting so you can instantly quote and issue business - no app required, which means no trailing documents to supply before or after binding. Coterie Insurance also does not currently require loss runs, audits, signatures, or inspections.

Easy quoting process

Get policy documents and certificates as soon as the policy is issued. If blanket additional insured is purchased, the agent can start issuing certificates as soon as possible.

Immediate access

Self service

Policyholders can manage their own certificates or make policy changes.

Key value propositions

Products offered: General Liability (GL), Business Owners Policy (BOP), Professional Liability (PL)

Overview

ISO forms

Sweet spot

Home-based businesses, gig workers, micro-small businesses

Annual revenues up to $10M; $5M for contractors

No more than 50 employees; 15 for ontractors

Max 2 losses/claims

Home-based business accepted (for example artisan contractors, landscapers, clerical/professional services)

Underwriting

Up to $1M in liability

Coverages

Standard; industry level

Customizable inside the quote and updates in real time

Deductibles

Coming soon...

Discounts

State availability

Appointment process

3-6 days

Form submitted

Clearance

Appointment email

Same day submitted to carrier

1-2 days

1-3 days after clearance

Integrations

Appointment status

Commission statements

Agentero integrations

How to quote on carrier portal

More info

Underwriting

Benchmark; AM Best Rating of A

Clearspring; AM Best Rating of A-Spinnaker; AM Best Rating of A-

Claims handling

Coterie Insurance takes all first notice of loss on our site: https://coterieinsurance.com/claims/

Chat with us on our site! Coterie’s support team is available Mon-Fri 8-8 EST (with some holiday closures)

Email support@coterieinsurance.com - our CA team endeavors to have all tickets closed in under 4 hours

Call 855-566-1011

Servicing details

Additional resources

Producer resources page

Policy change form