Clearcover offers personal automobile insurance at affordable rates, with a focus on technology and customer service. Clearcover offers a mobile app making the claims process easy.
Modern technology and to quickly access to rates, selling Clearcover is easy.
Easily quote & bind
Customers can file claims, manage payments and chat with the Clearcover team all via the easy-to-use mobile app.
Save time
Delight customers
95% customer satisfaction. Smart tech tools, a simple process, and a product customers love.
Key value propositions
Products offered: Auto Insurance
Sweet spot
Families, with proof of prior coverage (longer the better)
Limits over $50/100
Clean
No more than 3 at-fault accidents
No foreign licenses
Underwriting
Max BI limit is $500/500
Rideshare Endorsement
Alternate transportation coverage: customers in a covered claim choose how they wish to get around while their vehicle is being repaired.
* State specific coverages vary
Coverages *
State availability
Appointment process
6 - 10 days
Form submitted
Background Check
Appointment email
Same day submitted to carrier
3-5 days
2-3 days
*Appointment times may vary
Integrations
Agentero integrations
EZLynx
ITC Turbo Rater
IVANS
PL Rater
Raters & downloads
More info
Underwriting
Clearcover Insurance Company - not AM Best rated; A- for exceptional by Demotech
Underwritten by: Lyndon Southern; Response Indemnity; AM Best Rated A-
Claims handling
Agents can submit claims on behalf of customer by calling First Notice of Loss: 855-444-1875 option 4;
Customer should submit claims through the mobile app for the quickest experience
Agents Advocates
Available 8 am - 9 pm CST Monday - Friday; 8:30 am - 6 pm Saturdays
Via the agent portal chat (Select "IA Support")
Phone: 855-809-2965
Email: agents@clearcover.com
Chat (in carrier portal)
Customer Advocacy Team
Available 8 am - 9 pm CST Monday-Sunday
Chat via the mobile app
Phone: 855-444-1875
Email: Support@clearcover.com
Claims
Recommended method is customer submission through mobile app
24/7 FNOL: 844-399-4795 or 855-444-1875 (select "Claims")
Servicing