Clearcover offers personal automobile insurance at affordable rates, with a focus on technology and customer service. Clearcover offers a mobile app making the claims process easy.
Modern technology and powerful data enables Clearcover to quickly rate and bind your clients' auto insurance.
Easily quote & bind
Customers can file claims, manage payments and chat with the Clearcover team all via the easy-to-use mobile app.
Save time
Delight customers
95% customer satisfaction. Smart tech tools, a simple process, and a product customers love.
Key value propositions
Product offered: Auto Insurance
Sweet spot
Families, with proof of prior coverage (longer the better)
Limits over 50k/100k
Home or Condo owner with a clean driving record
Click the appropriate state abbreviation to review detailed guidelines by state:
AL, AZ, GA, IL, IN, LA, MD, MS, MO, NE, OH, OK, TX, UT, VA, WV, WI
No more than 3 at-fault accidents
No foreign licenses
Underwriting
Max BI limit is 500k/500k
Rideshare Endorsement available
Alternate transportation coverage: customers in a covered claim choose how they wish to get around while their vehicle is being repaired.
* State specific coverages vary
Coverages *
State availability
~21 days
Appointment requested
Appointment initial review
Background check
Set up agency appointment
~12 days
~5 days
~3 days
Appointment email
~1 days
If you qualify for appointment with Clearcover, review the Appointment Process below:
If Clearcover does not appear on your appointments tab, check out our Bind with Agentero program!
Learn more about our Bind with Agentero Program here or contact your Agency Development Manager to find out how you can quote with our rater and bind Clearcover with our underwriting team.
Integrations
Agentero integrations
Raters & downloads
Underwriting
Clearcover Insurance Company - not AM Best rated; A- for exceptional by Demotech
Underwritten by: Lyndon Southern; Response Indemnity; AM Best Rated A-
Claims handling
Agents can submit claims on behalf of customer by calling First Notice of Loss: 855-444-1875 option 4;
Customer should submit claims through the mobile app for the quickest experience
Agents Advocates
Available 8 am - 9 pm CST Monday - Friday; 8:30 am - 6 pm Saturdays
Via the agent portal chat (Select "IA Support")
Phone: 855-809-2965
Email: agents@clearcover.com
Chat (in carrier portal)
Customer Advocacy Team
Available 8 am - 9 pm CST Monday-Sunday
Chat via the mobile app
Phone: 855-444-1875
Email: Support@clearcover.com
Claims
Recommended method is customer submission through mobile app
24/7 FNOL: 844-399-4795 or 855-444-1875 (select "Claims")
Servicing
More info
Demotech Rating: A
Financial Strength Rating