Clearcover offers personal automobile insurance at affordable rates, with a focus on technology and customer service. Clearcover offers a mobile app making the claims process easy.

Go to carrier portal

Modern technology and powerful data enables Clearcover to quickly rate and bind your clients' auto insurance.

Easily quote & bind

Customers can file claims, manage payments and chat with the Clearcover team all via the easy-to-use mobile app.

Save time

Delight customers

95% customer satisfaction. Smart tech tools, a simple process, and a product customers love.

Key value propositions

Product offered: Auto Insurance

Sweet spot

Families, with proof of prior coverage (longer the better)

Limits over 50k/100k

Home or Condo owner with a clean driving record

Click the appropriate state abbreviation to review detailed guidelines by state:

AL, AZ, GA, IL, IN, LA, MD, MS, MO, NE, OH, OK, TX, UT, VA, WV, WI

No more than 3 at-fault accidents

No foreign licenses

Underwriting

Max BI limit is 500k/500k

Rideshare Endorsement available

Alternate transportation coverage: customers in a covered claim choose how they wish to get around while their vehicle is being repaired.


* State specific coverages vary

Coverages *

State availability

~21 days

Appointment requested

Appointment initial review

Background check

Set up agency appointment

~12 days

~5 days

~3 days

Appointment email

~1 days

If you qualify for appointment with Clearcover, review the Appointment Process below:

If Clearcover does not appear on your appointments tab, check out our Bind with Agentero program!

Learn more about our Bind with Agentero Program here or contact your Agency Development Manager to find out how you can quote with our rater and bind Clearcover with our underwriting team.

Integrations

Agentero integrations

EZLynx

ITC Turbo Rater

IVANS

PL Rater

Agentero’s Rater

Raters & downloads

Underwriting

Clearcover Insurance Company - not AM Best rated; A- for exceptional by Demotech

Underwritten by: Lyndon Southern; Response Indemnity; AM Best Rated A-

Claims handling

Agents can submit claims on behalf of customer by calling First Notice of Loss: 855-444-1875 option 4;

Customer should submit claims through the mobile app for the quickest experience

Agents Advocates

Available 8 am - 9 pm CST Monday - Friday; 8:30 am - 6 pm Saturdays

Via the agent portal chat (Select "IA Support")

Phone: 855-809-2965

Email: agents@clearcover.com

Chat (in carrier portal)


Customer Advocacy Team

Available 8 am - 9 pm CST Monday-Sunday

Chat via the mobile app

Phone: 855-444-1875

Email: Support@clearcover.com


Claims

Recommended method is customer submission through mobile app

24/7 FNOL: 844-399-4795 or 855-444-1875 (select "Claims")

Servicing

More info

Demotech Rating: A

Financial Strength Rating