Products offered: BOP, GL, WC, Property, Umbrella, Commercial Auto, Cyber, Employment Practices, Fiduciary Liability, Directors & Officers and Crime.
Artisan Contractors
Financial Services
ManufacturingTechnology
Wholesale businesses
Life SciencesRetail
Up to $30M Revenue
Property enhancements
Privacy and data breach
Employment practices liability
Equipment breakdown
Water back-up and sump overflow
Crime
3 or more years in business
Account loss history under 20%
Post 1990 year built or if over 30 years old have roofing, HVAC, plumbing and electrical updated
Coverage for small businesses with as little as one employee and up to $30M in revenue
Artisan Contractors
Financial Services
ManufacturingTechnology
Wholesale businesses
Life Sciences
Retail
Chubb provides resources that help you improve safety, minimize costs and enhance employee care, morale and productivity resulting in affordable Workers Compensation premiums.
Good loss history - 5 years
Proper valuation
Newer construction or proper maintenance program
Protection Class 1-6
Favorable CAT profile
Cultural Institutions
Federal Contractors
Life Sciences
Educational Institutions
Manufacturing
Professional Services
Healthcare
Ability to offer global insurance solutions to protect worldwide operations and exposures
Builders’ Risk capabilities as part of property policy
Unlimited Extended Period of Indemnity for Business Income
Mechanical breakdown provided to policy limits
Chubb Cyber Advantages Summary
Broad policy coverage extending to any privacy or cyber law.
Favorable definition of data, not limited to backup procedures.
Full policy limits for BI exclusion, Crypto jacking, Telephone Fraud, Criminal Reward.
Business interruption includes degradation or interruption, unlike others.
Choice of counsel and non-panel vendor endorsement available.
Insured-favorable definition of Control Group Member.
Written on admitted paper, avoiding surplus lines taxes.
Reimbursement for ransom payments without prior consent.
Non-cancellable except for non-payment of premium.
Flexible acquisition threshold, typically leading with 25%.
Waiver of subrogation in base form.
Claims made form, allowing claims to be reported as soon as practicable.
