Products offered: Automobile,
Homeowners, Renters, and Umbrella (Condo in Ohio only)
Most homes with electrical, plumbing, roofing updates
No more than 2 losses
Home Underwriting Guidelines
Auto Underwriting Guidelines
Please review carrier underwriting guidelines above before placing a risk. Below are some common guidelines:
Branch is a preferred, packaged carrier seeking packaged auto and property business
Wood or T-Lock Shingles are ineligible
EIFS and Asbestos are ineligible
All stairs and landings more than 3 steps, or 2 feet must have a handrail or guardrail
Foundation must be continuous and in good repair
Max coverage A is $950K (except TX); underwriting will consider up to $1.2 M
Max coverage A in TX is $850K
Max BI is $250/500 or $500K CSL
Umbrella is $2M.
All peril minimum deductible of 1% or $2,000 whichever is greater in non-coastal zones
All peril minimum deductible in coastal counties of 2% or $2,000 whichever is greater
Max deductible is 5%
