Bamboo uses data and technology to provide cost effective and coverage conscience property insurance solutions.
Industry experts help you understand the coverages. No tricks, schemes or bambooziling.
Transparency
New technologies that increase efficiencies, streamline workflows and elevate customer service.
Technology that simplifies everything
Advocacy
Highest levels of support and service throughout the life of a policy and a partner for when the unexpected happens.
Key value propositions
Products Offered: Admitted Homeowners & Dwelling Fire, Non-Admitted Homeowners
Stand alone acceptable; primary home does not have to be with Bamboo
1-4 family dwellings are acceptable
Protection class 1-10
Vacant dwellings on DP-1 up to 3 months
Current lease agreement not required for tenant occupied risks
Dwelling Fire UW
Underwriting
Dwelling coverage limit $70K - $2M
Dwelling built 1900 or after
Flat roofs acceptable
No heating, plumbing or electrical updates needed
LLC's acceptable with managing member of LLC listed as an additional insured
Tar and gravel roofs acceptable subject to fire and lightning only coverage for roof
All dog breeds; limited animal liability may apply to certain dog breeds
Fireline scores of 3 or below
Fireline scores of 4 and greater acceptable with DIC endorsement
Protection class 1-8
Coverages
Optional Coverages Available
Deductibles
Standard deductibles
Discounts
Private passenger auto written with your agency
Other Bamboo policy
Gated Community
Newly acquired home
Home less than 20 years old
Deductible discounts when deductible is above $250 (dwelling fire) and $1,000 (HO-3)
State availability
Appointment process
~7 days
Appointment requested
Form completed
Files review and submission
Appointment review
~2 days
Action required from agency
~1 day
Onboarding form link sent to agency
~2 days
Appointment email
~2 days
More info
Underwriting
Sutton National Insurance Company - AM Best Admitted A
AMBest Rating: A
Financial Strength Rating