Openly offers premium coverage, including features such as guaranteed replacement cost, open perils contents coverage and higher available water backup limits. Openly’s modern quoting platform provides agents accurate insurance quotes in less than 15 seconds.

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With just 3 questions and 20 seconds, a bindable rate can be generated.

Easy quoting process

Single click eSign and agent driven user interface.

Simple policy fulfillment

Better coverage

Guaranteed replacement up to $5 million on every policy.

Key value propositions

Products offered: Homeowners and Landlord

Overview

Customizable property products meant for mid to high value residences with replacement cost between $400,000 and $3 million.

Enhanced ISO HO-5 for primary and secondary residences. Modified HO-3 contract for rental properties.

Sweet spot

$400K to $1.5 M (600k+ in GA)

Top 30% credit score

No losses

$400K to $3M

Dogs with no bite history (breed doesn't matter)

Pools with/without fencing accepted

Diving boards are accepted

Trampolines with/without netting accepted

Underwriting

Ability to customize coverages or take standard levels

Other structures, personal property, loss of use, liability (up to $1M)

Coverages

Flat dollar deductibles

Deductibles

Discount provided for bundling with auto in the agency. Openly pairs well with preferred carrier auto.

Discounts

State availability

Appointment process

6-10 days

Form submitted

Appointment email

Same day submitted to carrier

Within 1 day of completing background check

Openly reachout (call)

Background check email from Verified First

Completed background check

1-3 days

24 hrs after talking with Openly

3-5 days after completing Verified First form

Integrations

Appointment status

Commission statements

Quotes & quote proposal

Opportunities filter

Agentero integrations

EZLynx

IVANS

Raters & downloads

How to quote on carrier portal

More info

Underwriting

Rock Ridge Insurance Company, AM Best Rating A-

Claims handling

Outsourced to CrawfordReport claims to: (888) 808-4842 or claims@openly.com

Lower Value Pure, Chubb, Nationwide, Safeco and Travelers

Competitors

Email: service@openly.com

Servicing details

Additional resources

EzLynx setup

EzLynx setup version 5